By Lead 
Car repairs are inevitable—but expensive surprises don’t have to be. Knowing how auto warranties work can protect you and your wallet.
- Factory Warranty: Comes with new vehicles—covers defects.
- Extended Warranty: Bought separately to cover repairs after factory terms.
- Powertrain Warranty: Covers the engine, transmission, and drivetrain.
- Warranties don’t cover routine maintenance.
- Most require you to use approved repair shops.
- Claims may be denied if maintenance lapses.
Know what’s covered, what’s not, and how to make the most of your warranty.